fbpx

What will you do when your money works for you? | Call 1-800-584-3652 | Account

Holiday Blog

Holiday Blog

Provided by Kim Gaxiola

 Merry Christmas and Happy Hanukkah!

This is such a wonderful time to spend with family and friends. I hope you enjoy the season. I love to bring out my holiday TechGirl Financial logo at this time of year to create a sense of joy for the season. I’m aware however it can be stressful to some because of a limited budget. Here are some of the things I do to make sure I’m on top of my spending:

Check my credit card and bank app almost daily to see how much I’ve spent during the billing cycle.
Before I start shopping I set an amount of money I want to spend in total. Then divide it up between the recipients. On my list I add a line item for charity and myself! Stick as close to the budget as possible.
Online shopping can help a lot in sticking to a budget if you do searches within price ranges you want to spend.
Charity giving – if you intend on giving a substantial amount – consider giving appreciated stock. As an individual taxpayer, – you pay taxes on capital gains. However 501c3 non-profits do not pay taxes and can sell the stock without the tax hit. This will make your money stretch a little bit farther.
There are holiday shopping apps – take a look at them – they can also be helpful in keeping you to a budget.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Lean In To Retirement

Check out TechGirl Financial's Article Series on how to "Lean In To Retirement".

About the Founder

Kim will put you at ease with your financial planning and help you to create a clear picture of your financial future!

Check the background of this investment professional on FINRA's BrokerCheck

Contact Us

Northern California
111 N. Market Street, Suite 300
San Jose, CA 95113
Toll-Free:  800-584-3652
Contact Us

Stay Informed

Get the latest financial news & more!

Disclosure

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisors Services through Cambridge Investment Research Advisors, a Registered Investment Advisor.

Tech Girl Financial is not affiliated with Cambridge. Check the background of this investment professional on FINRA's BrokerCheck.
This communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, ID, IL, IN, KY, MI, MT, NC, NH, NJ, NV, OR, SC, SD, VA, WI. No offers may be made or accepted from any resident outside the specific states referenced.

© 2018 Tech Girl Financial, All Rights Reserved

Close

Sign Up for Free Updates!

Receive free updates directly to your inbox.